What can a small business owner do to get capital, to expand in these economic times?

Have you checked with the SBA? They are not a funding organization, however they can assist with their vast resources in all aspects of business funding, including minority business financing as we are as women. Also, look into companies like venture capital and similar companies who will loan small established business's money with no personal guarentee. Be careful though if you go that rout, and make sure they are members of the Better business bureau or have a positive feedback. Also, have you concidered incorporation, and.separating business credit from personal credit? Good luck!